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Penalties of Driving Without a Full Licence

By: Garry Crystal - Updated: 15 Oct 2017 | comments*Discuss
 
Full Licence Provisional

Many people are under the impression that driving without a full licence would carry the same penalties as driving while disqualified but they are separate offences. Around 800,000 drivers in the UK are unlicensed according to an AA survey, and penalty points and fines can be applied if convicted.

Unlicensed Drivers in the UK

One out of every 40 drivers on UK roads is unlicensed according to a survey undertaken by the Automobile Association (AA). This figure includes drivers who have been disqualified, provisional licence holders and motorists who have never held any type of licence. The survey points out that the majority of unlicensed drivers are young males. Many unlicensed drivers are ashamed to admit that they have failed the driving test and will simply begin driving without a licence. But taking to the road without a full driving licence can lead to penalty points, fines and increased insurance premiums.

Rules for Provisional Licence Holders

Drivers cannot learn to drive in the UK without a provisional driving licence. Learner drivers can only drive a motor vehicle if accompanied by a fully licensed adult. The accompanying driver must be over the age of 21. The accompanying driver must also have held a full licence for at least three years. The vehicle must be insured for the learner driver and ‘L’ plates must be displayed when the learner is in control of the vehicle.

Failing to Comply With Licence Conditions

There are terms and conditions that apply to driving licences including provisional driving licences. If a driver breaks the terms and conditions of the licence they will be committing an offence and can be charged. A provisional driver who drives without ‘L’ plates can be charged under a PL10 conviction code, which is Driving Without ‘L’ Plates. The act of driving without the correct ‘L’ plates can be enough to have penalty points applied to a provisional licence. Breaking the conditions of the licence can also lead to fines and a driving disqualification depending on the offence.

Driving Without a Full Licence

Driving without a full licence is an offence and three to six penalty points can be applied. Driving without a full licence comes under the LC10 conviction code. This offence can also lead to a maximum fine of £1000. Courts also have discretionary powers to ban the convicted driver from obtaining a full licence for a specified period of time. If the driver is not entitled to drive the vehicle under the terms and conditions of their licence then this can be an endorsable offence.

Endorsable and Non Endorsable Driving Offences

An endorsable offence means that penalty points will be applied and will appear on a licence for a set period of time. The penalty points can stay on a licence for four or eleven years. It may be the case that driving without a full licence may be a non endorsable driving offence; no points but a period of disqualification. This can happen if the driver has a full licence but it has been suspended by the DVLA without the driver’s knowledge. This would mean the motorist is driving without a full licence but has not yet been notified that their licence has been revoked or suspended.

Driving Without a Full Licence and Insurance

Driving without insurance is viewed as a serious matter and if convicted can lead to six to eight penalty points. This offence can also lead to a fine of up to £5,000. In the view of most insurers a driver who breaks the conditions of their licence, for example driving without a full licence, will also invalidate the vehicle insurance. This means drivers will not only be driving without a full licence but also driving without insurance. Again, the courts do have discretionary powers to ban a driver from obtaining a licence for a set period of time for this offence.

Driving Without a Full Licence and the Consequences

Driving without a full licence may not seem serious to unlicensed drivers but the potential consequences simply aren’t worth the risk. Consequences can include:

  • A fine of up to £1000 plus three to six penalty points
  • Banned from obtaining a full licence for a set period of time
  • A higher fine of up to £5000 if convicted of driving without insurance
  • Insurers will impose higher insurance premiums for those with driving convictions, penalty points and/or a disqualification
  • Additional expense of legal representation
  • Those looking for driving employment may ruin their chances with a driving conviction on their licence
Motorists who have been charged with a driving offence are advised to seek legal advice and representation. The powers of the courts regarding driving offences can vary between countries, and a solicitor will be able to advise on the potential consequences and the best line of defence.

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My hubby is a provisional driver ,we have been experiencing problems with our neighbour and she was videoing me in my car about a week ago ,then coming back home from hospital I was followed by an unmarked police car ,this car followed me for about 5 miles but never attempted to stop me till I was 10 yards from my home .when the officer cam to the window he said this isn't your car (twice) he also wouldn't believe I had insurance till I showed him it in an email on the phone .I asked why he'd stopped me and he said he thought I had been drinking .( I don't drink) .He then said he was seizing the car ,I asked if I had been reported ,he replied no I've been watching you drive ..Why would he let me drive 5 miles before stopping me (seems strange) I think he expected my son driving and not me and that's why he was saying it wasn't my car ,what would I expect to get as only got paperwork for the car taken from me and nothing else yet
Mely - 15-Oct-17 @ 11:13 PM
Hi my hubby holds a provisional license and was driving the car home from hospital with myself at the side of him ,he had no L plates but was taxed insured and m.o.t we was pulled over by an unmarked car just yards from our house ,the officer repeatedly said the car wasn't my hubby's ,but it was and didn't believe he had insurance so I showed him it on my eMail. He also said he looked like he'd been drinking ,but never asked him to get out of the car or brethalize him,he then said I'm gonna seize your car .This officer had followed us for at least 4 miles but have no indication to stop him .We was given paper for our viechle but none for the offence .What would be the outcome for my husbby do you think ,as he thinks he will go to court
Mely - 15-Oct-17 @ 11:01 PM
Lyndylou - Your Question:
Hi just a reply to your question.Hope it helps or at least gives you an idea.10 days before I took my driving test I took my car out with no qualified driver and no L plates so I could get my prescription as I was unwell and couldnt get anyone to go with me (yes totally stupid I know and yes I have now learned my lesson) when I went to court I got 6 points and £110. Fine.Ended up with an Lc20 for no l platesIn10 for no insurance These stay on your license for 4 years although expire after 3 years.My insurance went to £2800.00 in the first year for a little 1.2 sxi corsa 53 plate. However 3 years down the line on an astra 1.8 its now at £2200.00 a year and has been for the past 2 years.Wouldnt matter what car I had it is still this price.Hope this helps a little

Our Response:
Thanks for sharing your experiences LyndyLoo
NoPenaltyPoints - 11-Oct-17 @ 2:58 PM
Hi just a reply to your question. Hope it helps or at least gives you an idea. 10 days before i took my driving test i took my car out with no qualified driver and no L plates so i could get my prescription as i was unwell and couldnt get anyone to go with me (yes totally stupid i know and yes i have now learned my lesson) when i went to court i got 6 points and £110. Fine. Ended up with an Lc20 for no l plates In10 for no insurance These stay on your license for 4 years although expire after 3 years. My insurance went to £2800.00 in the first year for a little 1.2 sxi corsa 53 plate. However 3 years down the line on an astra 1.8 its now at £2200.00 a year and has been for the past 2 years. Wouldnt matter what car i had it is still this price. Hope this helps a little
Lyndylou - 10-Oct-17 @ 3:14 PM
My sister was insured on provisional but then she had accident Noone with her who was fully licensed it wasn't her fault but still what can happen
Maarya - 9-Oct-17 @ 7:37 AM
My brother crashed into another car. He does not have a full licence. No insurance, or l plates. Had his young son in the car. Police seized car...... What kind of points hefty fine or ban is he looking at ??? I would jail the toe-rag
Ron - 21-Sep-17 @ 10:47 PM
I know of someone who's never held a driving licence at all in her life and she's in her 50s what would happen if she was to be pulled?
Wild Bill - 6-Sep-17 @ 12:53 PM
Hi can you help I know someone stupidity drove car no license and insurance and got caught twice he was given fine and points first time what could happen this time in court please
Carls - 27-Aug-17 @ 11:52 PM
Tonid953 - Your Question:
I got pulled by the police last night I have a provisional licence my car was taxed mot and had insurance but I never had anyone next to me with a full licence so they seized my car and now it's in a compound my friend who has full insurance to cover driving any car went to police station with me and they said his policy dies not cover him to drive seized vehicles and that someone with a full licence and insurance to be able to get a seized cat out is the only way I contacted one of these companies who give insurance for seized cars and they said they can only give cover to the registered owner of the car so if I get this insurance take my friend with me because I will have insurance to cover me to get my car out will I be able under my provisional licence and the insurance be able to get my car out if my friend with a full licence is sitting next to me that's the only way it's possible to get it out but I heard that only someone with a full licence can get the car out surely that's not the case as how would a provisional driver ever be able to get there car out then plz help

Our Response:
If you take a fully qualified driver with you, you may be able to collect the car (with the appropriate insurance). Consult the police first for confirmation that this is acceptable.
NoPenaltyPoints - 23-Aug-17 @ 11:52 AM
I got pulled by the police last night I have a provisional licence my car was taxed mot and had insurance but I never had anyone next to me with a full licence so they seized my car and now it's in a compound my friend who has full insurance to cover driving any car went to police station with me and they said his policy dies not cover him to drive seized vehicles and that someone with a full licence and insurance to be able to get a seized cat out is the only way I contacted one of these companies who give insurance for seized cars and they said they can only give cover to the registered owner of the car so if I get this insurance take my friend with me because I will have insurance to cover me to get my car out will I be able under my provisional licence and the insurance be able to get my car out if my friend with a full licence is sitting next to me that's the only way it's possible to get it out but I heard that only someone with a full licence can get the car out surely that's not the case as how would a provisional driver ever be able to get there car out then plz help
Tonid953 - 21-Aug-17 @ 10:43 AM
Lyndsey - Your Question:
Hi guys, was wondering if anyone has had a similar experience or knows what I should expect to Happen.Today I let my partner drive my car home from taking the kids swimming. I was feeling extremely sick and had been put on medication yesterday because of it. Due to me feeling poorly my partner drove the car home with me sat next to him and the kids in the back. We were pulled over by police on the motorway, the car is in my name, fully taxed etc. I hold a full license and I have done for 10 yrs, my partner holds a provisuonal, we didn't have any L plates on and he was driving uninsured.When I asked the police officer what would happen, he didn't really seem to know, just said to expect a court letter, that we would both get points and a fine.Does anyone know what exactly I should expect to recieve?Thanks in Advance

Our Response:
The penalties for driving without insurance are either a fixed penalty of £300 and 6 penalty point or if the case goes to court, an unlimited fine or disqualified from driving. Driving otherwise than in accordance with a licence can incur a penalty of 3 to 6 points plus a fine. Allowing someone else to drive your car without insurance can incur the same penalty as though you had been committed the offence yourself.
NoPenaltyPoints - 17-Aug-17 @ 12:00 PM
Hi guys, was wondering if anyone has had a similar experience or knows what I should expectto Happen.. Today I let my partner drive my car home from taking the kids swimming. I was feeling extremely sick and had been put on medication yesterday because of it. Due to me feeling poorly my partner drove the car home with me sat next to himand the kids in the back. We were pulled over by police on the motorway, the car is in my name, fully taxed etc. I hold a full license and I have done for 10 yrs, my partner holds a provisuonal, we didn't have any L plates on and he was driving uninsured... When I asked the police officer what would happen, he didn't really seem to know, just said to expect a court letter, that we would both get points and a fine. Does anyone know what exactly I should expect to recieve? Thanks in Advance
Lyndsey - 15-Aug-17 @ 4:19 PM
No licence- Your Question:
Been stoped by police he asked me for driving licence I said I left it at home EU driving licence he checked it with dvla and dvla said that I am provisional licence holder I said to the police officer that I have English provisional licence but also I have EU full driving licence at home he believed and said ok you will need to produce your driving licence to police station in 7 days from today he gave me some paperwork and let me go but unfortunately I don't have full EU driving licence!!! Just wondering if they will put some marker on the car or only on my name?plese let me know thank you in advance.The car is belongs to my mum and is registered on her name.The car have M.o.t, tax and incurance and I am listed as a second driver.

Our Response:
If you have to produce your documents within 7 days, the police will follow this up. They will send correspondence to the address at which the car is registered.
NoPenaltyPoints - 3-Aug-17 @ 2:09 PM
Been stoped by police he asked me for driving licence I said I left it at home EU driving licence he checked it with dvla and dvla said that I am provisional licence holder I said to the police officer that I have English provisional licence but also I have EU full driving licence at home he believed and said ok you will need to produce your driving licence to police station in 7 days from today he gave me some paperwork and let me go but unfortunately I don't have full EU driving licence!!! Just wondering if they will put some marker on the car or only on my name?plese let me know thank you in advance.The car is belongs to my mum and is registered on her name.The car have M.o.t, tax and incurance and I am listed as a second driver.
No licence - 1-Aug-17 @ 8:12 AM
Katnipp - Your Question:
Unfortunately my son does have a few learning problems and mild autism so gets very easily lead on by his need for friendship and these so called friends. have talked him into driving. He's got no license, no insurance the car was not taxed or had mot and now he faces court but doesn't fully understand how serious this is or that his so called mates let him do this in the first place. What's likely going to be the outcome and how will he fully understand anything as his reading skill are at primary school level

Our Response:
It might be worth seeking professional legal help. Your son's learning difficulties may be taken into consideration as mitigation and help to avoid a harsh sentence that might make him worse.
NoPenaltyPoints - 26-Jul-17 @ 2:48 PM
Unfortunately my son does have a few learning problems and mild autism so gets very easily lead on by his need for friendship and these so called friends. have talked him into driving. He's got no license, no insurance the car was not taxed or had mot and now he faces court but doesn't fully understand how serious this is or that his so called mates let him do this in the first place. What's likely going to be the outcome and how will he fully understand anything as his reading skill are at primary school level
Katnipp - 21-Jul-17 @ 4:03 AM
Done my CBT , MoD1 and had booked my mod2 after a month . Got pulled over because of small numberplate, had mot, insurance and tax. Was riding 600cc without passing my mod2 (because of the queue in dsa) . What fine and points I'm looking at( I have a full car license tho)
Kennys - 22-Jun-17 @ 8:14 PM
hi i have a provisional licence and i own the car it had full insurance and,m.o.t and taxed. i was driving alone without L plate and over the drinking limit. i have to go to court in a weeks time. please can anybody help me with what will happen as i am very worried and stressed. my car is in police compound and m looking for insurance to get it released and bring home but struggling to find insurance company.
mac - 16-Jun-17 @ 4:40 PM
My friend was driving with no licence and insurance and was pulled over for speeding. A month ago today- was told he would receive court summons within 2 weeks. And still has not heard anything. Can they take longer than this or can you then say after a period of time that you do not agree or what not after the periods of time they said has passed? Thanks
l1amf1tzy - 9-Jun-17 @ 2:04 AM
Master potter - Your Question:
Recently caught driving with no license & insurance and as a result I have been summoned to court, what can I expect when I arrive there? I originally passed my driving test a few years ago but unfortunately had it revoked for receiving 6 points in the first 2 years. Hence the reason for a charge of further driving with no licence. Advice?

Our Response:
We can't really say what a the judge will decide unfortunately but these are serious offences and could result in a hefty fine and a further ban.
NoPenaltyPoints - 6-Jun-17 @ 10:52 AM
I have a provisionary license and no insurance and no L plate on our car and had to drive for my wife to get home for the first time because she was heavily pregnant at or entering 9 months and was complaining that Her back was truly hurting and is unable to drive. We both had no money for a taxi. I took the risk but truly regretting my actions but, all I can think of is getting my pregnant wife home. When I pulled over safely on theside of the road where it was appropriate to check on my wife a Police van pulled over behind me and approached us on foot and asked if I had a full license and I later explained I am learning to drive with a provisional license but wih no insurance as I was not intending to drive our car without passing my driving tests first. My wife is fully licenced and insured and has more than three years of driving experience. But because of the state of my wife was in at that time I was forced to take the risk and drive her home. Now after 6 months I received a letter package from the police with two charges of motoring offence which includes use a motor vehicle on a road without third party insurance and the other one was drive a motor vehicle otherwise than in accordance with a licence. I want to plead guilty on both offence for I know what I did before passing my driving was wrong but took the risk because I was desperate to get my wife home. A month after that event or encounter with the police I passed my driving and got my full licence and insurance. How will that affect my full licence and how much fine am I possibly facing?. And also are there any advice on what to input on the mitigation section of the letter package?. Is the statement of means form MC100 and statement of financial circumstances one document or is it two seperate documents or form?. Thank you for reading.
Case - 5-Jun-17 @ 5:19 AM
Recently caught driving with no license & insurance and as a result I have been summoned to court, what can I expect when I arrive there? I originally passed my driving test a few years ago but unfortunately had it revoked for receiving 6 points in the first 2 years.. Hence the reason for a charge of further driving with no licence. Advice?
Master potter - 3-Jun-17 @ 10:58 AM
Sara- Your Question:
I have a friend who was recently driving her boyfriends car round a completely empty car park very late at night, she has no driving license, so no insurance etc. and she stupidly pulled out onto the main road. She has had no lessons so she has no awareness and she pulled out on a car that crashed into them. The police were called and it turns out her boyfriend, never passed his driving test either and has been driving around for almost 18 months!! So he also has no license or insurance. So now they are waiting for a court date and to see what happens next. I have stopped speaking to her over this issue as she doesn't see how serious it could have been if someone was seriously injured in the crash. I now see on her social media that her boyfriend IS STILL driving. Despite been caught. What would the consequences for him be if he is caught again in the space of 4 weeks? I want to report him because he obviously hasn't learnt anything but the problem is I don't know what his reg is or even what car he has!

Our Response:
If you know his name, you can report him using that, the police will know the carregistration. If you want to do it anonymously try Crimestoppers.
NoPenaltyPoints - 19-May-17 @ 2:36 PM
I have a friend who was recently driving her boyfriends car round a completely empty car park very late at night, she has no driving license, so no insurance etc... and she stupidly pulled out onto the main road. She has had no lessons so she has no awareness and she pulled out on a car that crashed into them. The police were called and it turns out her boyfriend, never passed his driving test either and has been driving around for almost 18 months!! So he also has no license or insurance. So now they are waiting for a court date and to see what happens next... I have stopped speaking to her over this issue as she doesn't see how serious it could have been if someone was seriously injured in the crash. I now see on her social media that her boyfriend IS STILL driving. Despite been caught. What would the consequences for him be if he is caught again in the space of 4 weeks? I want to report him because he obviously hasn't learnt anything but the problem is I don't know what his reg is or even what car he has!
Sara - 18-May-17 @ 7:20 PM
Nijal - Your Question:
I know someone who uses 2 uk drivers licences and spreads across his drink driving convictions what will happen if caught again?

Our Response:
You should report this illegal activity to the police or Crimestoppers
NoPenaltyPoints - 5-May-17 @ 1:39 PM
I know someone who uses 2 uk drivers licences and spreads across his drink driving convictions what will happen if caught again?
Nijal - 5-May-17 @ 12:13 AM
Dame - Your Question:
I know of someone who has been driving without a full license for a number of years uses the vehicle for work is insured with a provisional license What would be the consequences if the police stopped him

Our Response:
They could face a ban, or a fine of up to £100 plus 3 to 6 points on their licence.
NoPenaltyPoints - 3-Apr-17 @ 11:20 AM
I know of someone who has been driving without a full license for a number of years uses the vehicle for work is insured with a provisional license What would be the consequences if the police stopped him
Dame - 31-Mar-17 @ 9:57 AM
Michelle smith - Your Question:
Was caught driving on a provisional. Have insurance and tax. Police sieved car which I got back but have a summons. How many points will I get and what fine am I looking at paying? First offence ever.

Our Response:
The offence is driving otherwise than in accordance with a licence - you can be fined up to £1,000 fine and receive 3 to 6 penalty points...or a discretionary qualification.
NoPenaltyPoints - 30-Mar-17 @ 2:37 PM
Was caught driving on a provisional. Have insurance and tax. Police sieved car which I got back but have a summons. How many points will I get and what fine am I looking at paying? First offence ever.
Michelle smith - 29-Mar-17 @ 7:24 PM
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