Home > Other Offences > Penalties for Uninsured Vehicles Kept Off-road

Penalties for Uninsured Vehicles Kept Off-road

By: Garry Crystal - Updated: 17 Mar 2017 | comments*Discuss
 
Uninsured Vehicles Sorn Tax Discs Dvla

Around 1.4 million vehicles are being driven uninsured in the UK. New government legislation means that drivers must insure their vehicles or have a SORN to avoid financial penalties.

What Are the Figures for Uninsured Vehicles in the UK?

According to the Department of Transport there are around 34 million vehicles registered in the UK but only 32 million insurance records. It is estimated that the 1.4 million Uninsured Vehicles costs Britain around £500 million per year. Uninsured vehicles also bump up insurance policy prices for other UK drivers; as much as £30 per policy. Uninsured drivers are also more likely to be involved in traffic accidents causing financial hardship for other drivers. The UK police presently seize around 500 uninsured vehicles per day.

What Does the Legislation on Vehicle Insurance Consist Of?

The Department of Transport inroduced new vehicle insurance regulations in April 2011. The Continuous Insurance Enforcement Scheme (CIE) provides new rules for vehicles driven on the road and also for cars kept off-road. The CIE legislation means that uninsured vehicles that are not driven on the road must carry a Statutory Off Road Notification (SORN). Cars that are not driven on public roads or are kept off-road are not required to be insured but must have a SORN.

How Does the CIE Apply to All Vehicles?

There are now only two choices open to drivers in the UK; vehicles must either be insured or carry a SORN. Registered on the road drivers must have at least third party insurance. Drivers without insurance or a SORN can face a series of fines and penalties.

How Will Non Insured Drivers be Identified?

The Motor Insurance Database records is compared with DVLA’s Registered Vehicle Database. This allows the authorities to compare and identify drivers who do not have motor insurance or a SORN. If the driver does not have either insurance or a SORN they are sent an Insurance Advisory Letter. This is a reminder letter that will provide details of what must be done to comply with the CIE regulations. Drivers who do ignore the Insurance Advisory Letter can receive an initial Financial Penalty.

What are the Penalties for Non Insured Drivers?

Drivers who ignore the initial Insurance Advisory Letter can be issued with a fine of £100. But this is the minimum fine that can be applied. Other penalties can include the seizing and destroying of the driver’s vehicle. The vehicle can also be clamped by the authorities. Prosecution in the courts is another option, and this can mean financial penalties of up to £1000.

Can Errors Occur with the New Insurance Legislation?

It may be the case that some insured driver’s records will not appear on the Motor Insurance Database. Drivers can check the database to ensure their records are included; this is a free to use service. If the insured driver’s records do not appear on the database they should contact their insurers to update the database. By doing so the driver can ensure they are not sent an advisory letter or stopped by the police when driving on the road.

Are There Any Exemptions from the New Insurance Enforcement Rules?

Drivers who have taxed their vehicles before 31 January 1998 and who have not driven their vehicles on the road since are exempt. This means that they will not be required to hold a SORN or insurance as they will be automatically excluded from the DVLA database. Drivers who keep their vehicles off-road and have taxed their vehicles after 31 January 1998 will be required to submit their tax discs to receive a SORN. Tax discs must be submitted to the DVLA using the V14 form. This includes vehicles with nil value tax discs.

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MRG - Your Question:
Hi, I have been offered a motorbike (free of charge) that has been sitting in the back of a garage I'm working on. It has been sitting there for 8 years since the gearbox blew up and the owner didn't sorn the bike at the time and then didn't receive any updates/requests to afterwards once bike was out of tax and not insured.Im not sure what the legality is of me taking ownership of it to repair and use if it hasn't been sorn for the past 8 years? Can I go to DVLA and say this is what has happened and pay something or will they want the last 8 years road tax which will mean it's not worth taking to fix as £810 would mean the bike is going to be worth less than the tax?Thanks

Our Response:
No, they won't want the last 8 year's road tax from you. If the vehicle changes ownership, you should just SORN it or buy road tax.
NoPenaltyPoints - 20-Mar-17 @ 11:38 AM
Sally - Your Question:
Hi dear.Please I need your advise. My friend have a van parked outside hi's flat car park. And not insurence. Now received a letter for pay insurence or to provide sorn. Please what do you think need to do. The Van is not be used. No drive.Thank you

Our Response:
If it's not parked on his own property (and it sounds as though it is not if it is on a communal car park), he will need tax & insurance or to declare SORN
NoPenaltyPoints - 17-Mar-17 @ 2:45 PM
Hi, I have been offered a motorbike (free of charge) that has been sitting in the back of a garage i'm working on. It has been sitting there for 8 years since the gearbox blew up and the owner didn't sorn the bike at the time and then didn't receive any updates/requests to afterwards once bike was out of tax and not insured. Im not sure what the legality is of me taking ownership of it to repair and use if it hasn't been sorn for the past 8 years? Can I go to DVLA and say this is what has happened and pay something or will they want the last 8 years road tax which will mean it's not worth taking to fix as £810 would mean the bike is going to be worth less than the tax? Thanks
MRG - 17-Mar-17 @ 9:49 AM
Hi dear. Please i need your advise. My friend have a van parked outside hi's flat car park. And not insurence. Now received a letter for pay insurence or to provide sorn. Please what do you think need to do. The Van is not be used. No drive. Thank you
Sally - 15-Mar-17 @ 9:47 PM
Hi there is a vehicle parked outside my house in parking bay. It is moted It is taxed But im sure its not insured It hasnt moved for months and always has a cover on it. What should i do. Reg of vehicleis Eu02zff
Martian74 - 18-Feb-17 @ 9:49 PM
Hana - Your Question:
I sold my car to a scrap dealer in June and sent the slip from the logbook to dvla. However it would appear that they either didn't receive it or process it as the car was left in my name. I'm now being summoned to court for having no insurance but I don't have possession of the car and haven't done since before the date they are stating. Unfortunately I am having issues with the guy I sold it to and he won't answer my calls.although I do have text messages from back in June and fb pics and status showing I had scrapped the car.would this be able to stand up in court or am I going to be in a hopeless position. I find it crazy that I'm being fined by the dvla considering I sent them the change of keeper document.I hadn't received their letters as they went to my old address the car was registered to. It's all a bit of a mess tbh

Our Response:
If you can prove that you scrapped it, a judge will probably accept this. You should have been given a receipt from the scrap merchant, but the text messages may suffice. For future reference, always ask for proof of posting when you send anything off for example to the DVLA. Always pay to have your post forwarded when you change address.
NoPenaltyPoints - 24-Jan-17 @ 2:04 PM
I sold my car to a scrap dealer in June and sent the slip from the logbook to dvla. However it would appear that they either didn't receive it or process it as the car was left in my name. I'm now being summoned to court for having no insurance but I don't have possession of the car and haven't done since before the date they are stating. Unfortunately I am having issues with the guy I sold it to and he won't answer my calls....although I do have text messages from back in June and fb pics and status showing I had scrapped the car....would this be able to stand up in court or am I going to be in a hopeless position. I find it crazy that I'm being fined by the dvla considering I sent them the change of keeper document. I hadn't received their letters as they went to my old address the car was registered to. It's all a bit of a mess tbh
Hana - 22-Jan-17 @ 12:40 PM
Hi, I have just received a letter from DVLA that my car was not insured and i have to pay £100 fine. I have been looking on the internet, dont they first send insurance advisory letter? I bought a new car and was going to sell old one, hence did not insure. Its been sold now. Is it a serious offence? and does it go on my driving history. I hope there are no points for this offence as it doesnt say on the letter. I think i have to pay the fine but i am only worried if it will have affect on my driving history as my work involves driving.. Please advise Thank you
Maz - 21-Jan-17 @ 6:01 PM
My van was sorn parked off rd,my neighbour borrowed it for a week and insured it on his trade policy now I just received a £ 260 fine for it being parked on the road whilst sorn as my name is on the log book,I was not the driver or in possession of the vehicle at the time of the offence should I pay or should I give DVLA the details of the person who was in possession as he should be liable to pay ??? What should I do as I don't have £260 and feel DVLA should be asking payment from who was I possession of the vehicle at the time of the offence
King - 13-Jan-17 @ 2:22 PM
Unfair! Any grounds? My 17year old(at the time) Son bought a £300 car from a good friend of ours in Aug '16..Mot'd, Taxed, and hoped to be driving it for practice alongside lessons by Sept/Oct. Obviously I, mum,would be the licensed driver so I could take him out for practice before test. So we searched and after MANY non-feasible insurance quotes,...and WEEKS of trying-(expecting him to pass as said by instructor within 5 months).(quotes+asking for help on social media we can prove) we have not been able to finance the insurance. We received a letter suggesting we 'would be fined as it is an offence'....ALTHOUGH NO DEADLINE WAS SET.... only to then receive a letter giving us a fine to pay of £100 (£50 if paid within a month). ...at which point we SORN'd as ordered...wasn't even aware of this LAW?? I am sure there must be legal ground for attempting to find a competitive insurance price???
Claire - 12-Jan-17 @ 10:06 PM
Sun - Your Question:
HiThere is road tax on my car but no insurance because I got two another cars to drive. I am not using that car because I want to sell the car. I received a notice to pay penalty of £100 for not declaring SORN. I didn't receive any correspondence to declare my old car to SORN. As far as I know, if my car got road tax and parked at my private garage then DVLA should not have any issue with that. What will be my options now. Please provide my your professional advice.Thanks

Our Response:
The only time you do not need insurance is if your vehicle is declared SORN.
NoPenaltyPoints - 10-Jan-17 @ 2:19 PM
Hi There is road tax on my car but no insurance because I got two another cars to drive. I am not using that car because I want to sell the car. I received a notice to pay penalty of £100 for not declaring SORN. I didn't receive any correspondence to declare my old car to SORN. As far as I know, if my car got road tax and parked at my private garage then DVLA should not have any issue with that. What will be my options now. Please provide my your professional advice. Thanks
Sun - 9-Jan-17 @ 11:08 PM
Darr- Your Question:
I gave my car to a scrap guy he said he can send the logbook off for me and gave me the yellow part of the logbook even showed me I'd now I have a court summons and could possibly be fined 1k is there any thing I can do to avoid this

Our Response:
You should inform the DLVA if you scrap your vehicle. The slip from your V5 will have the 11 digit reference number and you can use this to inform the DVLA of the sale/scrapping. What is the court summons for? Do you have a receipt or signature from the scrap merchant to prove the date you gave away/sold the vehicle? This should be sufficient proof that you did so.
NoPenaltyPoints - 15-Dec-16 @ 1:00 PM
I gave my car to a scrap guy he said he can send the logbook off for me and gave me the yellow part of the logbook even showed me I'd now I have a court summons and could possibly be fined 1k is there any thing I can do to avoid this
Darr - 14-Dec-16 @ 6:08 PM
Hi, purchasednew car, following that,transferredmy insuranceto new one. I didn'tknowthat its legallyrequiredto keepinsuredcar which is sittingon my drive. Now I been fine. Its this law not a bit too much? It's Christmastime nowand spendingmoneyfor fine its not ideally for me. Can I challengethis? Thank you
Chris - 27-Nov-16 @ 10:07 PM
I have not driven for 6 months due to a heart condition. I have now recovered and have had check ups etc. My problem is that did nor send my licence in to the .the time, and yet revoked it. I understand from their website that if a person send their licence in voluntarily then can drive while medical enquiries are being made. They won't let me drive yet because my licence was revoked. I don't understand. A person with an identical condition to mine, or worse would be allowed to drive, while I have to wait. Why ?
Poppy - 13-Nov-16 @ 3:31 PM
Alex - Your Question:
My cars mot ran out back in feb so I stopped using it. It is parked in my driveway off the road. I could not find my v5 so I downloaded and sent a form from the net. A V890 I believe it was. I heard nothing back and I thought nothing of it. I then several months later received a letter telling me may car was not insured and not declared sorn so I must sort it out. I checked and sure enough my direct debit was still coming out. I sent a letter asking for advice on how to sort this out which was not replied to. I received a notice of prosecution which I appealled stating the attempts at resolving it which had not been responded to. I got back a very short "You are liable" with no explanation so I felt I would wait and put my case in court, now I have just received the court details, a hundred miles away and I am nervous about a potential £1k fine and court fees. Any advice would be greatly appreciated.

Our Response:
Why didn't you just contact the DVLA by to follow this up? Sorry, this sounds as if you've just been a bit remiss in your organisation, we can't really advise.
NoPenaltyPoints - 6-Oct-16 @ 11:15 AM
My cars mot ran out back in feb so I stopped using it.It is parked in my driveway off the road.I could not find my v5 so I downloaded and sent a form from the net.A V890 I believe it was.I heard nothing back and I thought nothing of it.I then several months later received a letter telling me may car was not insured and not declared sorn so I must sort it out.I checked and sure enough my direct debit was still coming out.I sent a letter asking for advice on how to sort this out which was not replied to.I received a notice of prosecution which I appealled stating the attempts at resolving it which had not been responded to.I got back a very short "You are liable" with noexplanation so I felt I would wait and put my case in court,now I have just received the court details, a hundred miles away and I am nervous about a potential £1k fine and court fees.Any advice would be greatly appreciated.
Alex - 4-Oct-16 @ 5:35 PM
Deanii - Your Question:
My off road declared vehicle (moped) was parked off the road, but has recently been moved by someone to a bikebay.It appears someone else wanted to use the space so actually lifted (as there is a disk lock on the wheel) my bike on to the road. I have photos of where the bike has been moved to and the plate number of the vehicle that has taken the space my bike was parked at. What can I do as I have a fewling if I put it back this will happen again?

Our Response:
Maybe report it to the police?
NoPenaltyPoints - 27-Sep-16 @ 12:04 PM
My off road declared vehicle (moped) was parked off the road, but has recently been moved by someone to a bikebay. It appears someone else wanted to use the space so actually lifted (as there is a disk lock on the wheel) my bike on to the road. I have photos of where the bike has been moved to and the plate number of the vehicle that has taken the space my bike was parked at. What can i do as i have a fewling if i put it back this will happen again?
Deanii - 26-Sep-16 @ 5:30 AM
sarah.d - Your Question:
Hi. I just bought a new car, and old one is now uninsured as I transferred the insurance. It is sitting on a council street outside my house.can it be sorned if I move it and park it round the side, on a big pavement/parking area? If not, what would happen if I still sorned it and kept it parked on the street? Do DVLA come out and check if it is really off road? I don't know how I can remove the car as I can't drive it.can anyone help? I'm so worried MIB will flag it up and il get fined/prosecuted! Do they send a warning letter and allow you to rectify problems first, if it is found to be uninsured or wrongly sorned? Or can they just clamp it asap with no warning and fine me?

Our Response:
You will need to either tax/insure it, or find some private property to store it on if you SORN it. If you cannot drive it to the place you intend to store it while SORNed, then you could pay for a company to transport it.
NoPenaltyPoints - 1-Aug-16 @ 2:26 PM
Hi. I just bought a new car, and old one is now uninsured as I transferred the insurance. It is sitting on a council street outside my house...can it be sorned if I move it and park it round the side, on a big pavement/parking area? If not, what would happen if I still sorned it and kept it parked on the street? Do DVLA come out and check if it is really off road? I don't know how I can remove the car as I can't drive it...can anyone help? I'm so worried MIB will flag it up and il get fined/prosecuted! Do they send a warning letter and allow you to rectify problems first, if it is found to be uninsured or wrongly sorned? Or can they just clamp it asap with no warning and fine me?
sarah.d - 1-Aug-16 @ 2:18 AM
Bought a car, it's been off road but I have not declared sorn as I have been waiting for logbook and it's not been insured. Will the penalty still apply to me as I hope to get on road within the next week.
Fordy - 2-Jun-16 @ 5:56 PM
hi whats the number to call to pay this type of fine?
jord - 22-Apr-16 @ 1:04 PM
Starfox - Your Question:
I have a Renault master converted camper van , the tax , mot , and insurance ran out on 1 Jan 2016 , it's now 15 April 2016 , I haven't declared it sorn because I didn't think it was that big a deal as it has been sitting in my driveway with a dead battery , now that I'm trying to get it back on the road I'm not sure if I should get it taxed , insured , and mot , or would I have to sorn it first then unsorn , is it likely that they will fine me ( I personally don't think they should ) as it has only been sitting in my driveway gathering dust , how do I go about getting it back on the road?

Our Response:
You'll need to get insurance, then tax it and take it for its MOT in that order. You will know when you apply for the tax whether it's likely to be accepted or whether a penalty will be issued for failing to declare SORN.
NoPenaltyPoints - 18-Apr-16 @ 12:36 PM
I have a Renault master converted camper van , the tax , mot , and insurance ran out on 1 Jan 2016 , it's now 15 April 2016 , I haven't declared it sorn because I didn't think it was that big a deal as it has been sitting in my driveway with a dead battery , now that I'm trying to get it back on the road I'm not sure if I should get it taxed , insured , and mot , or would I have to sorn it first then unsorn , is it likely that they will fine me ( I personally don't think they should ) as it has only been sitting in my driveway gathering dust , how do I go about getting it back on the road?
Starfox - 16-Apr-16 @ 7:11 PM
BENO- Your Question:
I have a car declear sorn pack infront of my house for long periods of time, ist allows?

Our Response:
A car that is declared SORN, should be parked off road.
NoPenaltyPoints - 7-Apr-16 @ 12:42 PM
I have a car declear sorn pack infront of my house for long periods of time, ist allows?
BENO - 6-Apr-16 @ 2:02 PM
Soni - Your Question:
Hello I have had my car in last January 16Because the vehicle wasn't OK to drive as I need some parts of it?I have applied for sorn on day one but it's been 10 weeks passed but there is nothing from dvla, got a letter from MId recently saying my car has no insurance,don't know what to do now,my car still off road,hopefully OK from next month,any advice please

Our Response:
It sounds as though your SORN notice was not received. Give DVLA a call to ask them about it. If you have not officially declared SORN then you can be fined for having no insurance under the Continuous Insurance Enforcement rule.
NoPenaltyPoints - 29-Mar-16 @ 12:46 PM
Hello I have had mycar in last January 16 Because the vehicle wasn't OK to drive as I need some parts of it?I have applied for sorn on day one but it's been 10 weeks passed but there is nothing from dvla, got a letter from MId recently saying my car has no insurance,don't know what to do now,my car still off road,hopefully OK from next month,any advice please
Soni - 27-Mar-16 @ 2:31 AM
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